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Roofing, rejuvenation, gutters & siding in Pontiac, MI Family owned since 1995 Call (248) 791-9741
Kincaide Roofing & Rejuvenation PontiacRoofing Contractor (248) 791-9741
  1. Home
  2. Financing
Roof financing in Pontiac, MI

Roof Financing in Pontiac that fits your budget

A roof that needs replacing can’t always wait for savings to catch up. Pontiac homeowners can get 25 months same-as-cash on a full roof replacement with approved credit, and credit scores as low as 550 are considered.

  • 25 months same-as-cash
  • Scores from 550 considered
  • Full roof replacement
  • Ask at your inspection
25 mo.Same-as-cash financing*
550Credit scores considered
1995Family owned & operated

Free roof inspection & estimate

Pontiac homeowners. A roofer, not a call center, gets back to you.

Thanks! Your request is in. Kincaide Roofing will call you shortly to set up your inspection. Need us now? Call (248) 791-9741.

No pressure, no obligation. Prefer to talk? Call (248) 791-9741.

Why finance a roof

Waiting makes an old roof cost more

On an older Pontiac house, a worn-out roof doesn’t stay the same while you save up. Each winter, ice dams push meltwater under brittle shingles, freeze-thaw cycles widen the cracks, and a slow leak soaks the board decking, the insulation and the plaster or drywall below. A roof that needed shingles and some decking this year can need a lot more after another season.

That is why we offer 25 months same-as-cash on a full roof replacement, with approved credit. Credit scores as low as 550 are considered, so more homeowners have a way to get the work done before the damage spreads. You can ask about it during your free inspection, and we go over the details with your written estimate.

Financing doesn’t change how we work. You still get a full tear-off to the decking, Owens Corning shingles installed as a complete system, photos of every step, boards protecting the house, a dumpster included and a clean yard every day. And if your roof turns out to be a candidate for a repair or a rejuvenation instead, we will tell you that too.

25Months same-as-cash
550Scores considered
$0Cost of the inspection

Book a free inspection

Row of homes with new asphalt shingle roofs
How it works

Three steps to a financed roof

Financing is part of the same conversation as your inspection and estimate. No pressure, and you see the numbers first.

Apply

After the free inspection and written estimate, tell us you’d like to finance and we’ll help you apply.

  • Estimate in hand first
  • Ask any question
  • Scores from 550 considered

Get approved

Once your credit is approved, you’ll see the terms in writing. Read them and decide at your own pace.

  • Terms in writing
  • 25 months same-as-cash
  • No pressure to sign

Install

We schedule your roof replacement and install it the way we do every roof: protected, photographed and cleaned up.

  • Boards protect the house
  • Photos of every step
  • Dumpster included

Only need a repair or rejuvenation?

Many roofs don’t need replacing yet. We’ll tell you honestly and give you a written price for the smaller job.

Roof rejuvenation
Roofing questions

Roof financing questions from Pontiac homeowners

How the 25 months same-as-cash offer works.

What financing do you offer for Pontiac homeowners?
25 months same-as-cash on a full roof replacement, with approved credit. Credit scores as low as 550 are considered.
Can I finance decking repairs on my older Pontiac house?
Decking repairs found during a full roof replacement are part of the replacement job. We photograph any boards that need replacing and explain how that affects your estimate.
Does financing cover repairs or rejuvenation?
The 25 months same-as-cash offer is for full roof replacements. Ask us about options for other work during your inspection.
When do I apply?
After your free inspection and written estimate, so you know the full scope and cost. We walk you through the application.
Do I need a permit for a financed roof replacement in Pontiac?
Financing doesn’t change the permit side. A full replacement generally needs a permit, so check with the City of Pontiac building department for current requirements for your address.
Is the inspection free even if I finance?
Yes. The roof inspection and written estimate are always free, with no obligation.
Financing for Pontiac homes

Keeping an older home dry and sound

Many Pontiac homes are overdue for a full replacement, not another patch.

On Pontiac’s older houses, and on the bungalows and ranches that have carried the same roof for a long time, the choice is often between patching again and doing the job once. Financing lets you replace the whole roof, decking repairs included, before another winter of snow load and ice dams adds to the bill.

25 months same-as-cash

On a full roof replacement with approved credit.

Scores from 550

Credit scores as low as 550 are considered.

Written estimate first

A free inspection and estimate so you know the full scope before you apply.

  • Pontiac
  • Waterford Township
  • Auburn Hills
  • Bloomfield Township
  • Sylvan Lake
  • Lake Angelus
  • Keego Harbor
  • Orchard Lake Village
  • Bloomfield Hills
  • Rochester Hills
  • Troy

Get your Pontiac roof done before next winter

Book a free inspection. We’ll give you a written estimate and go over the financing options with you.

Call now Free inspection